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Start Planning for Retirement

Stop worrying and get started - sort out your financial 'stuff'

Plan for your
best retirement

Get started on sorting
out your financial stuff

We're Helping People Like You

How Does It Work?

Financial Planning

We Talk

Start with a free call. Chat about what you want to achieve and ask questions. If we’re a good match we’ll begin.

Investment Planning

We Agree

We discuss and agree your priorities, services and fees then we map out your first 6-8 weeks of your initial plan.

Pension Planning

We Start

Sit back while we take care of everything for you. We’ll keep you updated and provide ongoing advice & support.

Financial adviser

Don't wait 'till it's too late...

Hi, I'm Hilary. So many people tell me that they keep meaning to sort out their investments and retirement but they never quite get around to it. 

Well, I'm here with my team to make sure that you're not one of those people. For that to happen, we need to talk. Choose an option below to get started.

Or Call Us On
0117 290 0370

Refreshingly straightforward, insightful financial advice that helps you get unstuck and start thriving.

Effective yet simple solutions
that don’t cost you a small
fortune in fees and charges.

Take full advantage of tax
efficient savings whilst retaining flexibility and control.

So pleased to have Hilary and her team looking after my affairs. Don’t believe I could ask for anything more.

Richard, Kent

Hilary’s advice to set up a pension fund through my business has stood the test of time and proved to be one of the best decisions of my life.

Tony, Gloucestershire

Hilary and her team are great at putting their clients at ease and take time to get to know them personally and individually

Claire, Bristol

Frank, honest and trustworthy advice that factors in lifestyle. It’s good to know that if my aspirations change Cardens will be there to provide advice and help me to make changes.

Clive, Bristol

We had a major success in a business venture and Hilary helped us to evaluate our needs and our life goals to help us make the right pension and investment choices.

Richard, Bristol

We have been clients of Hilary, Michael and the Cardens team for over 25 years and couldn’t imagine seeing anyone else.

Bernard, Wiltshire

We understand Business Owners

In these challenging times, being a business owner is tough. Even more so than before. Your own financial security and plan may not seem a priority - but it is. You can't look after other people if you're struggling.

We purposely work with a small number of clients. This is because we provide help and support that is relevant to you. We're also 'hands on' so that things get done, leaving you free to focus on running your business.

Guide to buying commercial property with your pension

Free Guide

Your Unputdownable Guide to Buying Commercial Property with your Pension Fund

Download our guide for some really useful information!