Happy Christmas from Cardens

Happy Christmas!

We will be closing our virtual office doors at lunch time today (Wednesday 23rd December) and returning at 9am on Monday 4th January 2021.

Back in March I don’t think any of us thought that the Christmas holiday period would be like this.

Our main aim back then was to continue to support, help and advise our clients with as little disruption as possible.

And from the feedback we’ve received I think we’ve pretty much cracked it.

We’ve all had our ups and downs this year. But we’ve got to this point and not just survived but thrived.

As a team and as individuals and as a business.

Of course it’s not over yet.

When we return in January the pandemic and Brexit will still be creating a lot of fear and doubt, doom and gloom.

The news and social media will be full of nothing else over the coming weeks.

It’s not easy, I know, but I’m going to filter out that negative stuff as much as I can.

And I encourage you to do so too.

We all know the old Wall Street saying. “Financial markets are driven by two powerful emotions – greed and fear”.

And neither are a good basis for long term decisions.

Thank you for taking the time to visit our website and read this post. We appreciate it.

Wishing you and your family a Happy Christmas and all the very best for 2021.

Hilary Carden

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Risk Warnings

This article and the information on this website is not personal advice. It’s only intended to give you a brief summary or highlight a particular issue for you to investigate further. It is based on our current understanding of legislation and HMRC guidance which can change and is correct as of the date of the post.

If you’re in any doubt whether a particular course of action is suitable for your circumstances, you should seek professional advice. Tax rules can change and any benefits depend on individual circumstances. And, if you are unsure any reliefs are applicable to you, you should consult your accountant or HMRC.

The value of investments and any income from them can fall as well as rise, so you could get back less that you put in. Past performance is not a guide to the future. It cannot provide a guarantee of the future returns of a fund.

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