Six Months Mark

It’s hard to believe we’ve passed the six months mark since we started lockdown and working from home. I’ve been reflecting on how it’s changed the way we work as individuals, and as a team.

Overall, I couldn’t be happier with how quickly and effectively we’ve not just adapted but even grown over the period.

Which in these challenging times is a positive for us, and I hope, our clients.

For a couple of months now we’ve been working a rota system. Two ‘bubbles’ each spending two days in the office each week. It’s a rolling system which means that each team gets four consecutive days in the office (either side of the weekend). Obviously we’re being super careful to make sure we follow all the safety guidelines. We’re also being considerate of each other and our wider community.

We could, in theory, work remotely 100% of the time

But too many financial institutions are behind the times and still insist on ‘wet’ signatures. So printing and posting has to be done. And it’s easier in the office than at home.

We’ve been using video calls via Zoom and Teams to stay in touch as a team, with clients and professional contacts. It’s not the same as a chat around the table with a good coffee, but those days will return, I’m sure.

From my many conversations over the last six months it’s clear everyone is dealing with the ‘roney’ (as my son refers to it) in their own unique way.

As far as the investment markets are concerned, it seems the tried and tested strategy of diversification; ‘you can’t time the markets’; having a system; staying calm and not panicking has proven itself in the last six months.

But as Michael Carden keeps reminding me, we need to keep our seatbelts fastened for what might be a bumpy ride over the next year to eighteen months before we come out the other side. Long term view and all that.

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Risk Warnings

This article and the information on this website is not personal advice. It’s only intended to give you a brief summary or highlight a particular issue for you to investigate further. It is based on our current understanding of legislation and HMRC guidance which can change and is correct as of the date of the post.

If you’re in any doubt whether a particular course of action is suitable for your circumstances, you should seek professional advice. Tax rules can change and any benefits depend on individual circumstances. And, if you are unsure any reliefs are applicable to you, you should consult your accountant or HMRC.

The value of investments and any income from them can fall as well as rise, so you could get back less that you put in. Past performance is not a guide to the future. It cannot provide a guarantee of the future returns of a fund.