About us
A Winning Team
We’ve been working with our clients for over 28 years now. And many of them have been with us since the beginning.
We put our success down to building close relationships with our clients, as well as the knowledge and experience of our team.
Here’s a little bit about them:

Hilary Carden
Managing Director
Hilary founded Cardens in 1993 and Cardens Pension Trustees Ltd in 1995. One of the first women to become a Registered Life Planner®, Hilary has 30+ years experience of financial and retirement planning and managing self administered pension schemes. She always has a book or podcast on the go, loves early mornings, walking, running and drinking coffee.

Michael Carden
Investment Director
Michael joined Cardens in 1995 having previously qualified as a Fellow of the Royal Institution of Chartered Surveyors. Michael’s key role is to research, design and manage our investment portfolios. But his earlier background in commercial property is useful when dealing with clients holding direct property in their pension funds. Michael is a lifelong Formula 1 enthusiast and keen photographer.

Sharon Redman
Client & Operations Manager
Sharon has been with Cardens since 1997. She is responsible for ensuring the Cardens team delivers our client services to the highest possible standard, as well as maintaining the smooth running of the office. She loves living in the countryside and enjoys long walks with her dog, Rufus.

Charlotte Nicholson-Bain
Administrator
Charlotte joined the Cardens team in 2017 and provides administration support to Sharon and the team. She is a keen gardener, grows lots of vegetables which she enjoys turning into delicious home cooked meals.

Toby Carden
Office Dog
Toby is a Border Terrier and the smallest member of the team. He specialises in sleeping and alerting the office to the arrival of the postman.
OUR COMMITMENT TO YOU
You Want...
- Someone who understands that money is not just for saving, it’s for spending on nice things, family and experiences
- Someone alongside you who’s there for the long term
- Someone who is genuinely interested in you, your life and your family
- Someone who’ll help you make the right choices
- Someone who promises you no hard sell EVER
What our clients say...
Hilary’s advice to set up a pension fund through my business has stood the test of time and proved to be one of the best decisions of my life.
I am so pleased to have Hilary and her team looking after my affairs. I don’t believe I could ask for anything more.
Hilary and her team are great at putting their clients at ease and take time to get to know them personally and individually.
Refreshingly straightforward, insightful financial advice and support that helps you get unstuck and start thriving.
Effective yet simple ‘Sleep soundly’ solutions that don’t cost you a small fortune in fees and charges.
These are a highly tax efficient wrapper, not a product so we ensure you take full advantage of this.